The average salary for a debt collector in the United States is around $47,030 per year.
Avg Salary
Debt collectors earn an average yearly salary of $47,030.
Wages typically start from $34,400 and go up to $65,580.
29% below national average Updated in 2025
Debt collector earnings by seniority
90th percentile
Top-level debt collector earnings begin at:
$31.53 per hour
$65,580 per year
75th percentile
Senior-level debt collector earnings begin at:
$27.28 per hour
$56,740 per year
50th percentile
Mid-level debt collector earnings begin at:
$22.61 per hour
$47,030 per year
25th percentile
Junior-level debt collector earnings begin at:
$18.76 per hour
$39,010 per year
10th percentile
Starting level debt collector earnings begin at:
$16.54 per hour
$34,400 per year
Approximate values based on highest and lowest earning segments.
Debt collector salary by state
| State Name | Average Salary |
|---|---|
| District of Columbia | $62,230 |
| Alaska | $60,810 |
| Massachusetts | $59,800 |
| California | $57,930 |
| Connecticut | $57,930 |
| Vermont | $57,630 |
| Hawaii | $53,570 |
| New Jersey | $52,510 |
| Rhode Island | $52,000 |
| Oregon | $50,880 |
| Colorado | $50,090 |
| Maryland | $50,010 |
| Minnesota | $49,580 |
| Wisconsin | $49,090 |
| Maine | $48,890 |
| Nevada | $48,750 |
| Washington | $48,460 |
| Kentucky | $48,330 |
| Illinois | $48,140 |
| Arizona | $47,740 |
| New York | $47,170 |
| Michigan | $47,130 |
| Delaware | $46,680 |
| North Dakota | $46,660 |
| Pennsylvania | $46,660 |
| South Dakota | $46,620 |
| New Mexico | $46,560 |
| Florida | $46,410 |
| Georgia | $46,300 |
| Ohio | $46,230 |
| Iowa | $46,000 |
| Kansas | $45,760 |
| Texas | $45,710 |
| Montana | $45,420 |
| Indiana | $45,240 |
| Utah | $45,240 |
| Oklahoma | $44,820 |
| New Hampshire | $44,450 |
| West Virginia | $43,960 |
| Virginia | $43,770 |
| Nebraska | $43,210 |
| South Carolina | $43,140 |
| North Carolina | $42,910 |
| Wyoming | $42,110 |
| Idaho | $41,880 |
| Missouri | $41,760 |
| Tennessee | $40,920 |
| Alabama | $40,330 |
| Louisiana | $39,130 |
| Arkansas | $39,110 |
| Mississippi | $37,680 |
| Virgin Islands, U.S. | $37,370 |
| Guam | $28,560 |
| Puerto Rico | $21,850 |
How do debt collector salaries compare to similar careers?
Debt collectors earn 11% less than similar careers in the United States. On average, they make less than revenue agents but more than tellers.
| Career | Median Salary |
|---|---|
| Revenue agent salary | $62K |
| Tax preparer salary | $55K |
| Credit counselor salary | $52K |
| Bookkeeper salary | $51K |
| Financial clerk salary | $51K |
| Debt collector salary | $47K |
| Teller salary | $43K |
Source: CareerExplorer (Aggregated)