The average salary for a debt collector in the United States is around $30,718 per year.
Avg Salary
Debt collectors earn an average yearly salary of $30,718.
Wages typically start from $22,187 and go up to $42,531.
52% below national average Updated in 2023
Debt collector earnings by seniority
90th percentile
Top-level debt collector earnings begin at:
$20.45 per hour
$42,531 per year
75th percentile
Senior-level debt collector earnings begin at:
$17.53 per hour
$36,456 per year
50th percentile
Mid-level debt collector earnings begin at:
$14.77 per hour
$30,718 per year
25th percentile
Junior-level debt collector earnings begin at:
$12.44 per hour
$25,884 per year
10th percentile
Starting level debt collector earnings begin at:
$10.67 per hour
$22,187 per year
Approximate values based on highest and lowest earning segments.
Debt collector salary by state
| State Name | Average Salary |
|---|---|
| District of Columbia | $61,870 |
| Connecticut | $48,060 |
| Alaska | $47,830 |
| Massachusetts | $47,260 |
| California | $46,660 |
| Washington | $46,550 |
| Maryland | $46,450 |
| Vermont | $46,210 |
| Oregon | $45,970 |
| Minnesota | $45,710 |
| New York | $45,570 |
| New Jersey | $43,780 |
| Michigan | $43,470 |
| Hawaii | $42,230 |
| New Mexico | $38,050 |
| Wisconsin | $38,050 |
| Illinois | $38,030 |
| Iowa | $37,960 |
| North Dakota | $37,920 |
| Pennsylvania | $37,920 |
| Rhode Island | $37,920 |
| Colorado | $37,880 |
| Delaware | $37,880 |
| Maine | $37,880 |
| Arizona | $37,710 |
| Wyoming | $37,610 |
| Kentucky | $37,480 |
| Utah | $37,450 |
| Virgin Islands, U.S. | $37,370 |
| Virginia | $37,280 |
| Florida | $37,250 |
| Idaho | $37,250 |
| Ohio | $37,170 |
| Indiana | $37,080 |
| Texas | $37,040 |
| Montana | $36,890 |
| Nevada | $36,890 |
| South Dakota | $36,890 |
| Alabama | $36,840 |
| New Hampshire | $36,750 |
| North Carolina | $36,730 |
| Oklahoma | $36,600 |
| Louisiana | $36,360 |
| Nebraska | $36,360 |
| West Virginia | $36,300 |
| Missouri | $36,220 |
| Arkansas | $36,090 |
| Georgia | $36,090 |
| Tennessee | $35,880 |
| Kansas | $35,770 |
| South Carolina | $34,920 |
| Mississippi | $29,900 |
| Guam | $28,560 |
| Puerto Rico | $21,850 |
How do debt collector salaries compare to similar careers?
Debt collectors earn 11% less than similar careers in the United States. On average, they make less than revenue agents but more than credit counselors.
| Career | Median Salary |
|---|---|
| Revenue agent salary | $52K |
| Market research analyst salary | $48K |
| Tax preparer salary | $43K |
| Stock trader salary | $38K |
| Financial clerk salary | $39K |
| Debt collector salary | $31K |
| Bookkeeper salary | $25K |
| Teller salary | $19K |
| Credit counselor salary | $6K |
Source: CareerExplorer (Aggregated)